Ameritas Dental Benefits

Learn more about your plan coverage.

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Plan Details

Using Your Dental Benefits is Pain Free

See any dentist  

 

Your Ameritas dental plan allows you and your family members to receive care from any licensed dental provider, regardless if they are in- or out-of-network. You do not need to switch providers. Family members do not need to see the same dentist.​

 

 

 

Save money

 

Dentists in the Ameritas network have agreed to a contracted fee. They charge you 25-50% less than their regular rates. Many of them also offer discounted fees on non-covered dental services as allowed by state law. Out-of-network providers have not agreed to offer discounts and will charge their regular rates.

Avoid paperwork 

 

When visiting Ameritas dental network providers, there are no claim forms to submit. Our providers handle everything, and they may even submit claims electronically for a quicker turnaround. All you need to do is make the appointment and show up. Out-of-network dentists may also submit claims as a courtesy.

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Know What's Covered

Dental Health Report Card

 

Find out where your dental health stands and how to improve it.  After 12 months of using your dental benefits, Ameritas will provide you with a dental health report card. It was developed through the University of Nebraska Medical Center College of Dentistry and includes feedback on your dental health status and dental care tips specific to you.​

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Forms

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It’s good to know what your dental plan covers before taking a seat in the dentist’s chair. If you learn that you need a dental procedure,  you can use our Dental Cost Estimator to get an idea of what an out-of-network general dentist may charge based on ZIP Code and dental procedure. Access it through your secure member account. 

 

You also may ask your dentist’s office to submit a pretreatment estimate so you can see exactly how a proposed service would be processed and avoid any surprises.

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The Ameritas Dental Network is one of the five largest in the nation. Dentists in the Ameritas network have agreed to charge you 25-50% less than their regular rates. Many of them also offer discounted fees on non-covered dental services as allowed by state law and there are no claim forms to complete.

 

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Exceptional Network

Your dental plan offers benefits for preventive care, minor and major restorative services, orthodontics and benefit incentives.​​

Your dental plan offers benefits for preventive care, minor and major restorative services, orthodontics and benefit incentives.​​​